This Handbook aims to provide an understanding of the key issues facing European banks. The Handbook is composed of five main parts. Part 1, European Banking: Through the Crisis and Beyond, offers an overview of the European banking sector in terms of financial structure, ownership and business models and corporate governance, as well as the payment system. Part 2, Performance and Innovation in European Banking, discusses the key themes of bank competition, efficiency and performance. In addition, it looks at the impact of technological development on the banking sectors and how banks are embracing the opportunities it offers. Finally, it explores the issues of bank diversification and the relevance of small business lending.

Part 3, Financial Stability and Regulation, addresses the key issues of financial reforms and the increasing complexity of financial regulation. It also looks at the impact of state aid and the impact of monetary policy. Finally, it considers the increasing interactions between banks and markets. Part 4, Crossborder Banking, looks at recent trends in cross-border banking in Europe and evaluates the establishment of the Banking Union. Finally, Part 5, European Banking Systems, offers a detailed analysis of the main issues facing national banking system in key European banking markets.